An Independent Mortgage Solution (AIMS), 93 Stockmans Lane, Belfast BT9 7JD
Telephone. 028 90 288 585----Email. enquiries@aims-ni.co.uk
 
 





A buy to let mortgage is designed for people who want to buy a property to let out. With having access to the whole mortgage market, An Independent Mortgage Solution (AIMS) can find the best deal for your circumstances and can also source deals for...
Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20% deposit and normally expected to own their own property.

How much can I borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. An Independent Mortgage Solution (AIMS) can obtain an accurate borrowing figure based on investment property.

Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

*Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.



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THINK CAREFULLY BEFORE SECURING DEBTS ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Please be aware that when consolidating items of credit, whilst your monthly repayments may reduce,
you could be extending the term and therefore the total amount of interest you will pay.

An Independent Mortgage Solution (AIMS) are Authorised and Regulated by the Financial Conduct Authority (FCA) for Regulated Mortgages and Non Investment Insurance.
Registered as a Limited Company NI614151 at 93 Stockmans Lane, Belfast, BT9 7JD.
A Broker Fee is normally charged for arranging a mortgage. Any fee charged will be fully disclosed to you at every stage of the application. Typical Fee £495